Considerations To Know About 228 loan
Considerations To Know About 228 loan
Blog Article
The Board evaluates a bank's retail banking goods available inside the lender's facility-based evaluation locations and nationwide, as relevant, for the institution level as follows:
(iii) Any circumstances beyond the Charge of the financial institution, such as financial situations or other marketplace variables or functions, which have adversely impacted the bank's ability to carry out.
Aside from a little bank that opts for being evaluated pursuant on the Retail Lending Examination in § 228.22, the Board assigns conclusions with the overall performance of a small bank evaluated underneath this section as furnished in appendix E to this section.
Things considered in evaluating the effect and responsiveness of a financial institution's Group enhancement loans, Group enhancement investments, and community development expert services include, but aren't restricted to, if the community growth loan, Group enhancement financial commitment, or Group enhancement assistance:
(2) A nonmetropolitan middle-income census tract is designated as underserved if it meets the factors for populace dimensions, density, and dispersion that indicate the area's inhabitants is adequately small, skinny, and distant from a populace Middle that the census tract is probably going to own problem funding the fixed expenses of meeting necessary Group requires.
A financial institution matter to knowledge reporting demands pursuant to § 228.forty two ought to incorporate in its general public file a created see the CRA Disclosure Assertion pertaining for the financial institution, its operations subsidiaries, and its other affiliates, if applicable, might get more info be received to the FFIEC's Web site at:
Responses or questions on doc content can't be answered by OFR personnel. Please will not give confidential information and facts or personalized details.
Buys of property finance loan-backed securities where by a the vast majority of your underlying loans are certainly not loans that the lender originated or bought and:
The limited objective financial institution's Neighborhood growth financing general performance in all of its facility-based evaluation spots; and
) of the segment, a financial institution may well provide distinct weights for averaging together the effectiveness throughout these loan products and may consist of People loan products inside the numerator on the Financial institution Volume Metric.
다시 한번 비밀번호 확인 하시면 이용중인 화면으로 돌아가며, 작성 중이던
The Board evaluates a constrained purpose bank's Neighborhood growth funding general performance in a facility-primarily based assessment spot and assigns a summary in the ability-based mostly evaluation spot dependant on the Board's:
(i) Impedes its ability to carry out at a satisfactory stage underneath the program, like economical constraints caused by significant events that impact the nearby or national overall economy; or
The Board evaluates a minimal purpose bank's Local community progress funding functionality in the nationwide location, pursuant to § 228.19, and assigns a summary with the establishment based on the Board's consideration of the next two parts: